Our Services
- Recently moved or considering relocation
- Considering the sale of a major asset like your home, business or other real estate
- Changing jobs or careers
- Change in marital status
- Adding to the family
- Disability of a family member
- Loss of a loved one
- Receiving a gift or inheritance
- Reviewing health savings account or flexible spending account contributions
- Spending any remailing balance in flexible spending accounts
- Reviewing existing life, disability, long term care insurance policy coverages
- Reviewing assisted living or medical costs for a family member
- Financial planning for family member with special needs
- Reviewing business risks and liabilities
- Reviewing emergency savings fund
- Confirming investment goals and strategy
- Reviewing asset allocation and time horizon of investments
- Revisiting income needs and budgeting
- Analyzing cash flow in and out
- Contributing to educational savings and investment accounts
- Establishing a savings plan for major purchases or expense goals
- Contributing to a retirement account
- Income tax strategies
- Alternative minimum tax strategies
- Estate tax strategies
- Gift tax strategies
- Capital gain/loss strategies
- Leveraging business entity for tax strategies
- Exploring tax-free vehicles and tax-free withdrawals
- Reviewing impact of any new tax laws
- Understanding types of retirement accounts
- Discuss Social Security and options
- Distribution planning
- Funding analysis
- Non-Qualified versus Qualified plans
- Traditional versus ROTH
- Analyzing benefits of ROTH conversions or back door ROTH
- Maximizing 401(k) contributions including catch-up provisions
- Maximizing IRA contributions including catch-up provisions
- Business owner retirement account options
- Reviewing overall retirement income strategies
- Deferred compensation
- Pension income alternatives
- Understanding wills versus trusts
- Reviewing and understanding titling and beneficiary designations
- Planning charitable giving, CRTs, CLTs, ChOLI
- Special needs family member planning
- Reviewing impact of any new tax laws**
- Reviewing estate documents: wills, trust, power of attorney etc.
- Planning for succession of a business
- Analyzing estate tax implications
- Executive bonus/benefit planning
- Irrevocable Trusts
- Trusts in special needs situations
- Key Person Planning
- Grantor Retained Annuity Trust (GRAT), Self-Canceling Installment Note (SCIN), Generation-Skipping Trust
- Planning for succession of a business
- Employee benefits packages